![]() ![]() The Terms & Conditions and features applicable to Savings Regular Account are published on the web site of the Bank. In the event of no salary credits in the Salary Account for any continuous three months, the Bank reserves the right to change the status of Salary Account to Savings Regular Account and the Terms & Conditions as applicable to the HDFC Bank Savings Regular Account shall apply to this account from the date of change of status. These benefits are extended by virtue of your employment in the organization, on whose request the account is opened with the bank. ![]() The special facilities offered on the Salary Account is pursuant to the arrangement between the employer/company and the Bank. Thus the balance required to be maintained is Rs. MAB is often used by creditors to know your income stability. We have checked and confirm that your account status is updated as resigned in our system and you no longer hold a zero balance salary account. Calculate your average monthly balance to know the amount to be maintained in your account. I hope this answer would help you with insights about the HDFC AMB charges.HDFC Bank Customer Care's response Dear Customer, HDFC Bank Savings Account Minimum Balance: For regular savings accounts held in HDFC Bank's metro and urban branches, the customer is required to maintain an average monthly balance of Rs 10,000. You can also calculate your AMB in HDFC bank, through their, Customers having accounts at rural branches must keep an AMB of 5,000 and 2,500 rupees, respectively. Regular savings account holders in HDFC Bank’s semi-urban branches must maintain an average monthly balance of Rs 5,000. Customers that fail to meet the AMB’s requirements are subject to penalties.Ĭalculate EMI using the NoBroker EMI calculator.Īccording to the bank’s official website,, customers with regular savings accounts at HDFC Bank offices in metro and urban areas must maintain an average monthly balance of Rs 10,000. After a deposit of INR 5,000 via cheque, the balance was INR 14,000 for 7 days (14,0007). Again EMI RTN Charges for July 21, August 21, September 21 and October 21 was deducted on. ![]() Also Due for Cheque Bouncing Charges and Due for Overdue Emi Int are deducted from account multiple times. AMB CHRG INCL GST FOR NOV2021 was deducted from account. Most banks including the HDFC Bank, a private sector lender, have set a monthly average balance requirement based on a customer’s account location in urban, metro, semi-urban, and rural areas, among other considerations. Please convert my account as salary account (zero balance). ![]() The sum of all end of day (EOD) closing balances divided by the number of days in the month is the Average Monthly Balance (AMB).Ĭheck out NoBroker home loan services for best home loan offers I’d like to provide some further information.Ĭustomers must maintain an Average Monthly Balance (AMB) in their ordinary savings accounts at most banks across the country. Do you have a savings bank account in the HDFC bank? Are you worried about the HDFC AMB charges? I am also a HDFC savings bank account holder. ![]()
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